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A Guide to Shared Ownership Resales

What is a Shared Ownership resale property?

Resale properties are homes that a current owner bought through Shared Ownership and now wishes to sell on. The principle is the same as buying a new build through Shared Ownership but you must purchase at least the share that the seller currently owns.

Download our complete guide to resales.

The benefits of buying a resale property

Resales IconWithin new build developments, Shared Ownership is usually only available to people living or working in the borough where they are looking to buy. But that's not normally the case with resale properties, which makes moving to a new area simpler.

We often sell our new build properties ‘off-plan’, i.e. before they are finished. With resales you can view the property you are looking to buy a share in and moving in to a development where the neighbours are already moved in and settled has its draws. It’s nice to know someone’s there if you need to borrow some sugar.

Who can buy?

Anyone who cannot afford to buy a suitable home on the open market may apply as long as their total household income is no more than £90,000 per annum. A lower income threshold (£80,000) is applicable for developments outside London boroughs.

If you live outside one of the London boroughs, you must apply to the local Homebuy Agent, who keeps the central register of applicants who wish to be considered for government funded affordable housing. We will only offer part buy, part rent properties when we have received an approved registration from the Homebuy Agent.

Download our guide or start your property search

For all you need to know about buying a resales property with us, download the ‘We Can Help You Buy A Resale Property’ guide.

You can take a look at the resale properties we currently have available through our property search page. Just tick 'Resale' under type of property.

Resident Sales Contact

If you have any questions or would like to speak to someone about resales you can call our Resale Team on 020 3478 9875 (Monday to Friday, 9am to 5pm) or email them at resident.sales@familymosaic.co.uk.