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Posted: 12 June 2015

How easy is it to sell a Shared Ownership property?

Selling a Shared Ownership property with Family Mosaic

Selling a Shared Ownership property differs to selling a property on the open market, but you are still able to sell your property at any time you wish. If you own a share in your property, then under the terms of your lease we would find a suitable buyer who meets the affordable homes criteria.

Family Mosaic will charge a small fee of 1.5% of the share you own as set out in your lease, usually a lot less than estate agents who normally charge based on the full market value of your property. The service we provide includes marketing your home, approving applications, allocating a buyer, liaising with all parties and progress the sale to completion

In the unlikely event we are unable to help you find a buyer after the nomination period, you can either continue to market the property with us, and/or sell your property through an estate agent of your choice, although the buyer will still need to meet the affordable homes requirements if you are selling your share of the property.

How long will it take to sell my property?

ClockAt Family Mosaic we focus all our energy on getting as many interested buyers to view your property as possible. We normally have a period of 8 weeks to find a buyer, however, we successfully allocate Shared ownership properties in a short period:

  • Properties are marketed for an average of 16 days before a buyer is found
  • Properties we market receive, on average, 38 requests for viewings
  • Properties receive, on average, four post-viewing enquiries to buy

Results above are based on Family Mosaic Shared Ownership resale properties that were in marketing between February and May 2015.

What if I own 100% of my property?

If you own 100% of your property, you do not have to sell your property with the help of Family Mosaic, and can instead sell on the open market with an estate agent. In this case, buyers will not need to meet the affordable homes criteria.

Guide to selling a Shared Ownership property

InformationOur complete guide to selling a Shared Ownership property covers all you need to know including:

  • The costs involved in selling your property
  • Restrictions when selling your property
  • The process for selling your property
  • Frequently asked questions
  • Top tips to help sell your home

Click here to download our guide to selling a Shared Ownership property.

If you would like to talk to a member of our team about selling your Shared Ownership property, you can contact the Resident Sales Team on 0300 123 3456 or email

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